Commercial Insurance for Florida & Georgia Businesses

We help small businesses, property owners & service providers find the right coverage - from retail shops and restaurants to office buildings, contractors, and beyond.

Building Insurance

Coverage for your physical property - whether you own office space, strip plazas, or multi-use commercial buildings.

Retail Insurance

Protects storefronts, inventory & equipment with policies built for small businesses and customer-facing shops.

Restaurant Insurance

Tailored protection for cafes, delis & dine-in restaurants - including fire, food spoilage & liability coverage.

Workers' Compensation

Required in most states - we'll help you comply with Florida & Georgia laws while protecting your employees.

General Liability

Covers common risks like slip & fall injuries, property damage, and lawsuits related to your day-to-day operations.

Umbrella Policy

Extra coverage that kicks in when your main policies hit their limits - ideal for growing businesses.

Bonds

We provide surety bonds for contractors, vendors, and professionals who need to meet licensing or contract requirements.

Three Ways We Help

We Work with Small Businesses Like Yours

Whether you run a boutique, manage properties, or own a local restaurant, we tailor policies to fit your real risks - no fluff.

Clear Advice from Licensed Agents

Our team explains coverages in plain terms, so you know what you're getting - and what you might be missing.

Fast Quotes from Multiple Carriers

We compare rates and coverage from top-rated insurance companies so you can make the right call for your business.

Who Needs Commercial Insurance?

From retail shops in West Palm to contractors in Fort Lauderdale, every business faces unique risks. We help Florida & Georgia businesses - big and small - get the coverage they need to keep operating with confidence. If you own property, employ workers, or interact with the public, we'll help protect your business from the unexpected.

Frequently Asked Questions

  • Do I need general liability if I already have a commercial property policy?

    Yes. Property insurance covers your building and contents. General liability covers claims from customers or third parties - like if someone gets hurt on your property.

  • Can I get restaurant insurance if I serve alcohol?

    Yes, but you may need liquor liability coverage added to your policy. We'll walk you through the options.

  • How much workers' comp do I need?

    That depends on your state, payroll, and employee type. We'll help you calculate what's required under Florida or Georgia law.

  • Do I need bonds as a contractor?

    If you're bidding on government or public projects, you likely do. We offer performance, license, and payment bonds for contractors of all sizes.

  • Can you cover both my building & liability in one policy?

    Absolutely. We often bundle property & liability coverage to simplify things and save you money.

Let’s Protect What you've built

Whether you're just starting out or expanding your operations, the right insurance makes all the difference.

Let's find the coverage that fits your business, your budget, and your future.