Motorcycle Insurance for Riders in Florida & Georgia

From weekend riders in West Palm to commuters in Savannah, we help motorcycle owners across the Southeast get coverage that fits their bike, their lifestyle, and their budget - with guidance from agents who understand the road.

What’s Typically Covered

A standard motorcycle insurance policy can include:



  • Liability coverage if you cause an accident or damage property
  • Collision coverage to repair or replace your bike after an accident
  • Comprehensive protection for theft, vandalism, or weather damage
  • Uninsured motorist coverage if the other driver can't pay
  • Medical payments for you or your passenger

Add-Ons & Custom Coverage Options

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Custom Parts & Equipment

Covers aftermarket pipes, paint, audio & more

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Trip Interruption Coverage

Helps with food and lodging if you break down far from home

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Roadside Assistance

Towing, fuel delivery, and help if you're stranded

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Total Loss Replacement

Replaces your bike with a brand-new one in the event of a total loss


We'll walk you through your bike's value, usage, and gear to build the right plan.

Florida & Georgia Riders We Help

We work with motorcycle owners in:


  • Boynton Beach, FL
  • West Palm Beach, FL
  • Fort Lauderdale, FL
  • Boca Raton, FL
  • Lake Worth, FL
  • Savannah, GA
  • Macon, GA
  • Atlanta, GA
  • Augusta, GA
  • Albany, GA

Whether you ride year-round or keep your bike in the garage for part of the year, we can find coverage that works for you.

Common Questions About Motorcycle Insurance

  • Is motorcycle insurance required in Florida or Georgia?

    Yes. Both states require minimum liability coverage to ride legally. We'll help you meet state rules and consider other protections.

  • Can I pause my coverage when I'm not riding?

    In some cases, yes. We can look at seasonal-use plans or adjust coverage levels to save during off months.

  • Does motorcycle insurance cover passengers?

    Only if you add medical payments or guest passenger liability. We'll explain what applies to your riding setup.

  • Can I bundle my motorcycle policy with auto or home?

    Absolutely. Bundling often comes with discounts and simplifies your billing.

  • Do you insure scooters or three-wheelers?

    Yes - we work with several carriers that offer coverage for a wide range of bikes and specialty vehicles.

Why People Choose Us for Motorcycle Insurance

Flexible Options from Trusted Carriers

We compare plans so you don't overpay - and make sure your gear and upgrades are properly covered.


Southeast Roads, Local Knowledge

From beachside cruising to busy highways, we understand what riders need in Florida and Georgia.


Personal Service from Real Agents

We're riders too - or we work with plenty of them. We'll answer your questions and walk you through your quote.


Let's Get You Covered Before Your Next Ride

Whether you ride daily or seasonally, the right coverage helps you enjoy the road with fewer worries.

Let's get your quote started today.