General Liability Insurance for Florida & Georgia Businesses

From storefronts in Fort Lauderdale to contractors in Augusta, we help businesses across Florida & Georgia get general liability coverage that protects against everyday risks - without overcomplicating the process.

What’s Typically Covered

A standard general liability policy typically includes:



  • Third-party bodily injury (e.g., slips and falls on your premises)
  • Property damage caused during the course of business
  • Legal defense costs and settlements
  • Advertising or reputational harm claims
  • Completed operations coverage (for many service businesses)

It's one of the most important policies for any business - and often required in contracts or lease agreements.

Add-Ons & Custom Coverage Options

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Professional Liability

Also known as Errors & Omissions (E&O) for service providers and consultants

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Products Liability

For manufacturers, sellers, or importers

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Liquor Liability

For establishments that serve alcohol

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Tools & Equipment Coverage

For trades & field-service businesses


We'll tailor the coverage to your risk level, industry, and contract requirements.

Businesses We Help With Liability Insurance

We insure operations in:


  • Boynton Beach, West Palm, Boca Raton, and Fort Lauderdale, FL
  • Macon, Savannah, Atlanta, and surrounding GA communities
  • Contractors, retailers, wholesalers, real estate professionals, service providers & more

Whether you're renewing a lease or bidding a new job, we'll help you stay protected and contract-ready.

Common Questions About General Liability Insurance

  • Is general liability required by law?

    Not always, but many landlords, lenders, and clients require it. It's also essential for protecting your business from lawsuits.

  • What's the difference between general & professional liability?

    General liability covers physical risks; professional liability covers mistakes in your work. We can explain what applies to your business.

  • Can I get a certificate of insurance (COI)?

    Yes - we provide COIs quickly, so you can meet deadlines and contract needs without delay.

  • How much coverage do I need?

    It depends on your industry, risk exposure & contracts. We'll walk you through the right limits and options.

  • Can I bundle liability with other policies?

    Absolutely. General liability is often included in BOPs or paired with property insurance. We'll help you compare.

Why Local Businesses Choose Us

We Know Your Industry Risks

From slip-and-fall claims to contract language, we help you avoid the most common liability exposures in your line of work.

Easy-to-Understand Quotes

We explain your options clearly, so you know what's covered (and what's not).

Fast, Reliable Support

Need a COI? Have a coverage question? Our team is just a call or email away - no phone trees.

Let's Keep You Protected From the Unexpected

We help small businesses handle big risks - without wasting time or money.

Start your general liability quote today.