Is renters insurance required by law?

No, but many landlords require it as part of your lease agreement. Even if it's not required, it's smart coverage to have.

What's the difference between replacement cost & actual cash value?

Replacement cost covers the full cost to replace your items new, while actual cash value accounts for depreciation. We'll walk you through both.

Not by default. Flood damage usually requires a separate policy. We can check your location and explain your options.

Typically, no. Each tenant should have their own policy to ensure full protection and avoid complications with claims.

Yes, liability coverage may extend to pets, but there are breed exclusions. Let us know and we'll clarify what's included.

We assist tenants across a wide range of living situations in:

Boynton Beach, FL
Fort Lauderdale, FL
Boca Raton, FL
Delray Beach, FL
Savannah, GA
Augusta, GA
Athens, GA
Macon, GA
West Palm Beach, FL
Apartment complexes, townhomes, and single-family rentals throughout both states

Whether you rent short-term, long-term, or somewhere in between - we'll help you stay covered.

Is renters insurance required by law?
No, but many landlords require it as part of your lease agreement. Even if it's not required, it's smart coverage to have.
What's the difference between replacement cost & actual cash value?
Replacement cost covers the full cost to replace your items new, while actual cash value accounts for depreciation. We'll walk you through both.
Does renters insurance cover flooding?
Not by default. Flood damage usually requires a separate policy. We can check your location and explain your options.
Can roommates share a policy?
Typically, no. Each tenant should have their own policy to ensure full protection and avoid complications with claims.
Can I get coverage for my dog or pet liability?
Yes, liability coverage may extend to pets, but there are breed exclusions. Let us know and we'll clarify what's included.