Is food poisoning covered under liability insurance?

Yes - general liability typically covers foodborne illness claims. We'll make sure you're properly set up.

What if we lose power and our food spoils?

Food spoilage coverage can reimburse you for lost goods. We'll check your limits and recommend the right add-on.

Yes - you'll need liquor liability coverage. We'll explain what it covers and how to stay compliant.

Yes, though it may require separate coverage. Let us know how your space is set up and we'll walk you through options.

Absolutely. We'll tailor a plan to your unique operation - whether dine-in, takeout, or delivery focused.

Restaurant insurance policies usually combine:

General liability - Covers customer injuries or food-related incidents
Business property - Protects your kitchen equipment, furniture & building (if owned)
Business interruption - Covers lost income during temporary closures from covered events
Workers' comp - Required if you have employees
Food spoilage - Covers losses due to power outages or equipment failure

Whether you run a single café or multiple locations, we'll help protect what you've built.

We work with food businesses across:

Boynton Beach, Delray Beach, & Fort Lauderdale, FL
Savannah, Macon, Augusta & Atlanta, GA
Dine-in restaurants, cafés, bars, food trucks, bakeries, caterers, franchises & more

Whether you're opening a new spot or expanding locations, we'll keep your operation protected.

Is food poisoning covered under liability insurance?
Yes - general liability typically covers foodborne illness claims. We'll make sure you're properly set up.
What if we lose power and our food spoils?
Food spoilage coverage can reimburse you for lost goods. We'll check your limits and recommend the right add-on.
Do I need special insurance to serve alcohol?
Yes - you'll need liquor liability coverage. We'll explain what it covers and how to stay compliant.
Can I insure my outdoor seating or patio?
Yes, though it may require separate coverage. Let us know how your space is set up and we'll walk you through options.
Do you cover ghost kitchens or delivery-only models?
Absolutely. We'll tailor a plan to your unique operation - whether dine-in, takeout, or delivery focused.